How to Convert PayUmoney Points to Cash & Use for Purchases

PayUmoney users earn 10% PayUmoney points on most of the successful payments. These points convert to rupees as Rs. 100 for 1000 PayUmoney Points. Calculating that further, users earn 1% cashback for payments made via PayUmoney. This is not a big amount, but certainly better than nothing. Hence, using PayUmoney wherever available is a good plan to save some money.

Now, if you are using PayUmoney for quite some time, you’d be wondering what you can do with all these points earned by you. The answer is simple – choose one of the available rewards:

  1. Buy store coupons (coming soon)
  2. Convert Points to Wallet Money
  3. Buy products (coming soon)

Currently, earned points can only be converted to rupees as PayUwallet Money. The wallet money can be used in your next payment or else it can also be withdrawn to a bank account after paying applicable fees.

Convert PayUmoney Points to Wallet Money

You can convert points to wallet money in the multiples of 1000 points. So, you need to earn 1000 points before you can convert them to money. Every 1000 points earned can be converted to ₹100 of wallet money.

  1. Go to PayUmoney website and login to your account. If you also maintain a seller account, be sure to login to your buyer dashboard.
  2. From your buyer dashboard, choose Reward Catalog.
    payumoney convert points
  3. Under Convert Points to Wallet Money, choose 1000 points. You can only convert a minimum and maximum of 1,000 points in a single transaction.
  4. Click on Redeem Points to finalize the conversion.

After a successful conversion, your PayUmoney Wallet account will be credited with ₹100. You can access the wallet by clicking on PayUMoney Wallet in the left sidebar. You’ll be able to use the money from the wallet the next time you happen to make a purchase.

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