DigiPurse Wallet Virtual Card Can be Used on PayPal

digipurse ubi iconUnion Bank’s DigiPurse wallet is yet another way to get a free virtual card in India. But it is amazing and unique because the virtual card offered with DigiPurse can be used both domestically and internationally. Even on the international portals where most of the physical debit cards do not work due to forced 3D code (or 2FA) requirements.

The DigiPurse virtual card can be used to make purchases at PayPal, Google Play, iTunes, Amazon.com, AliExpress, MailJet or possibly any website you can think of. It just works everywhere. If the portal supports 3D/2FA, the payment page will be redirected to ask for the same, otherwise the payment will just go through without asking for the 3D/2FA code.

How to Get the DigiPurse Virtual Card

You DO NOT need a Union Bank account to use the DigiPurse Wallet. It can be loaded using debit card or netbanking of any bank.

The Union Bank DigiPurse Wallet is available as a smartphone app for all the major platforms i.e. Android, iOS and Windows Phone.

  1. Download the DigiPurse app from the respective app store of your platform.
  2. Enter the mobile number and then provide the OTP to verify.
  3. Enter the personal information to complete signup.
  4. Set login and transaction password.
  5. Load the wallet with at-least ₹500 via a Debit Card, NetBanking or IMPS. The first load cannot be smaller than ₹500. It will take around 24 hours for the load to show up in your wallet account, so patience is needed.
  6. When credited, tap View Card and start using the card wherever you want. To use within India, you need to set up the Verified by Visa 3D code during 1st transaction.

DigiPurse Wallet Virtual Visa Card is a good option for students and freelancers who are not willing to keep high average monthly balance requirements of private banks. It also allows for limited spending and is a safe option especially because the card can be charged internationally without any OTP sent to the mobile phone.

Be sure to cancel any services which you subscribe to. Or else the service provider will be able to charge your card every month for the agreed amount. Don’t just subscribe and forget.

Other Features of DigiPurse Wallet

While the virtual card is the center of attraction, the DigiPurse Wallet by UBI offers a bunch of other features as well. This includes:

  • Bill Payments of Credit Cards, Electricity, Insurance, Telephone, etc
  • Recharge of Data Card, DTH and prepaid mobile
  • Send money to others’ DigiPurse or IMPS/NEFT to bank account
  • View detailed card statement

Important – Keep Notes of Transactions

Unlike most of the normal bank accounts or debit cards, the DigiPurse does not provide you with a detailed transaction history and you cannot judge where you’ve used the money if you do not keep notes of your daily transactions. Hence, if you have a functional digipurse wallet, be sure to keep track of where you are spending your money.

Also, any credits (refunds or reversals) are not shown in your transaction history and are instead only credited to your wallet balance. This can cause the transactions vs wallet balance to mis-match.

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88 Responses to DigiPurse Wallet Virtual Card Can be Used on PayPal

  1. Vinod khatri September 11, 2016 at 5:25 am #

    Digipurse is not working anymore. I contacted customer care and they said you can’t make international payment with digipurse.

    • Narender Singh September 11, 2016 at 7:50 pm #

      Thanks for the input. I’ll update the article 🙂

  2. Anurag Tiwari September 13, 2016 at 10:14 pm #

    I am getting err while adding money to my DigiPurse…..

    Denied by Risk

    Err Code:17
    Ref ID: I dont think I can enter it :P……….

  3. Sil October 5, 2016 at 10:18 pm #

    DigiPurse has stopped working with paypal.. Our govt. will leave no stone unturned to make life as hard as possible for us …

  4. Subhadeep October 18, 2016 at 1:58 pm #

    Can I use this card for international transaction ?

    • Narender Singh October 18, 2016 at 5:37 pm #

      No. It does not work anymore 🙁

  5. Gourav Kumar December 2, 2016 at 3:15 pm #

    I can’t able to use digi purse wallet there is an error showing Restricted card and my 3000rs stucked in the wallet and no response from customer care…. So please don’t download this fake app….. BEWARE

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