Home Online Shopping DigiPurse Wallet Virtual Card Can be Used on PayPal (Update: No more)

DigiPurse Wallet Virtual Card Can be Used on PayPal (Update: No more)

digipurse ubi iconUpdate: Digipurse card no longer works on international websites.
Union Bank’s DigiPurse wallet is yet another way to get a free virtual card in India. But it is amazing and unique because the virtual card offered with DigiPurse can be used both domestically and internationally. Even on the international portals where most of the physical debit cards do not work due to forced 3D code (or 2FA) requirements.

The DigiPurse virtual card can be used to make purchases at PayPal, Google Play, iTunes, Amazon.com, AliExpress, MailJet or possibly any website you can think of. It just works everywhere. If the portal supports 3D/2FA, the payment page will be redirected to ask for the same, otherwise the payment will just go through without asking for the 3D/2FA code.

How to Get the DigiPurse Virtual Card

You DO NOT need a Union Bank account to use the DigiPurse Wallet. It can be loaded using debit card or netbanking of any bank.

The Union Bank DigiPurse Wallet is available as a smartphone app for all the major platforms i.e. Android, iOS and Windows Phone.

  1. Download the DigiPurse app from the respective app store of your platform.
  2. Enter the mobile number and then provide the OTP to verify.
  3. Enter the personal information to complete signup.
  4. Set login and transaction password.
  5. Load the wallet with at-least ₹500 via a Debit Card, NetBanking or IMPS. The first load cannot be smaller than ₹500. It will take around 24 hours for the load to show up in your wallet account, so patience is needed.
  6. When credited, tap View Card and start using the card wherever you want. To use within India, you need to set up the Verified by Visa 3D code during 1st transaction.

DigiPurse Wallet Virtual Visa Card is a good option for students and freelancers who are not willing to keep high average monthly balance requirements of private banks. It also allows for limited spending and is a safe option especially because the card can be charged internationally without any OTP sent to the mobile phone.

Be sure to cancel any services which you subscribe to. Or else the service provider will be able to charge your card every month for the agreed amount. Don’t just subscribe and forget.

Other Features of DigiPurse Wallet

While the virtual card is the center of attraction, the DigiPurse Wallet by UBI offers a bunch of other features as well. This includes:

  • Bill Payments of Credit Cards, Electricity, Insurance, Telephone, etc
  • Recharge of Data Card, DTH and prepaid mobile
  • Send money to others’ DigiPurse or IMPS/NEFT to bank account
  • View detailed card statement

Important – Keep Notes of Transactions

Unlike most of the normal bank accounts or debit cards, the DigiPurse does not provide you with a detailed transaction history and you cannot judge where you’ve used the money if you do not keep notes of your daily transactions. Hence, if you have a functional digipurse wallet, be sure to keep track of where you are spending your money.

Also, any credits (refunds or reversals) are not shown in your transaction history and are instead only credited to your wallet balance. This can cause the transactions vs wallet balance to mis-match.

About the author

Narender Singh

Narender is a B-school graduate who loves technology. He generally, avoids news and spends his time writing guides and tutorials which add value to the web. Shoot any of your questions to him at narender@techmesto.com


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  • Hi sir,

    First, I registered on digipurse app in my Jio number(9080649669), then I Loaded the amount of rupees 3000,00 on 16 december 2017 and 50 rupees on 19 december 2017 After I make the payment through the Send money option like Digipurse Mobile ( Screenshot below) mentioned in my airtel number (9940258857).

    Now, i don’t know where the funds gone. And also I uninstall this app like jio number and again re-install on airtel number. It shows you have already account with us. Please put the previous Transactin PIN. Once i put the transaction PIN that it shows invalid Transaction pin.

    1. Please rectify this error asap or else please change the mobile number from Jio number (9080649669) to Airtel number (9940258857).

    2. Please make the money from Airtel digipurse wallet to Digipurse wallet. And also u reference i attached the screenshot below. Transaction ID is also available.

    Note : I chased from december 16th 2017 last month through mail but there is no response from them.

    Still I don’t know where the funds gone. Please help me sir.

    Thanking Regards,

  • Hi All,

    I am looking for an advise to sort an issue.

    Actually what happened, on 21/12/2017 at 9:00 PM, I tried to add money of RS/- 5000 into Digipurse.

    Now Amount debited from source place but instead of displaying the message that Amount will be reflected after 24 hours, it showed Transaction could not be processed due to some technical issue.

    I contacted the customer care service but still no response from their end.

    Please advise how to solve this issue.

  • I actually want to load money to my Entropay Account.Earlier I had a VISA Debit card but now I have RUPAY Debit card which doesnt work with Entropay or even Skrill.Now my question is if I create a Digipurse will I be able to top up my Entropay Virtual Card or Skrill account?Please Reply

  • hi, when loading money from credit card, it shows “denied by risk” error. This error only showing when using this app. Other websites my credit card working fine.

    • Yes, there are problems with the app and you should not use it further. It also does not work internationally anymore.

    • Hi, you will need a debit/credit card from a private bank. Entropay can work, but I will not bet on the same.

  • I loaded my Digi Purse account with Rs.550 from my United bank account . The amount debited from bank account but still not on my Digi Purse. No reply for mails and customer care executives are helpless because i dont have union bank account Pls help to refund my money…my digipurse number 8974492075

    • Do you see the amount under latest transactions? It takes about 28 hours for the added funds to show on the wallet.
      That said, the Digipurse card now does not work on PayPal and I’ll update the article very soon to reflect the change.

  • I can’t able to use digi purse wallet there is an error showing Restricted card and my 3000rs stucked in the wallet and no response from customer care…. So please don’t download this fake app….. BEWARE

  • DigiPurse has stopped working with paypal.. Our govt. will leave no stone unturned to make life as hard as possible for us …

  • I am getting err while adding money to my DigiPurse…..

    Denied by Risk

    Err Code:17
    Ref ID: I dont think I can enter it :P……….

  • Digipurse is not working anymore. I contacted customer care and they said you can’t make international payment with digipurse.

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