Receive AdSense Payments in India via Wire Transfer to Bank (EFT)

adsense logoGone are the days when Indian Adsense publishers were required to wait 15-20 days to get their hard-earned earnings delivered and credited to their bank accounts. AdSense has finally managed to set up a system to offer Electronic Funds Transfer (EFT)/ Wire Transfer as a mode of payment to the Indian Publishers. With EFT, monthly earnings of publishers will be sent to their respective Bank Accounts as a Wire Transfer in US Dollars. This not only makes the payment mechanism quicker, but also assures the proper delivery of the earnings by completely eliminating the issue of lost cheques and all.

How to start receiving AdSense Payments via EFT in India

Setting up EFT payments is a very easy and straightforward process which Google explains well over at its knowledge-base. However I’ll still list the full steps to set up EFT payments below.

PS: The layout below is only available if your account has been upgraded with the new forms of payment. Wait for a welcome email from AdSense, if you haven’t received already.
  1. Sign in to your AdSense account.
  2. Click on the gear icon in the uper right corner and choose Payments.
  3. Choose Payment Settings from the left sidebar.
  4. Next to the available forms of payment, click on Add a new form of payment.
    add new form of payment adsense
  5. Enter your bank account details. You need the Account number, name, SWIFT code, IFSC and other details as required.
    Don’t do an internet search for finding the SWIFT Code. Instead contact your bank branch directly. Your payment will be delayed if this doesn’t match exactly to the SWIFT code of your branch.
    For IFSC, you can refer to your PassBook or do an online search. They are easily accessible.

    wire payment details form

    Fill the details (Click to zoom)

  6. Once entered, select the wire transfer as the preferred payment method.
  7. That’s it. Sit back and wait for your next AdSense payment to be directly deposited to your bank account.
EFT payments will be sent in US Dollars directly and the conversion to INR will be done by the bank itself. Depending on the bank, you’ll be charged a nominal fees for the same.

The EFT system is not immediately available and will be rolled out to all of the publishers in India from the next cycle., however if you’re very interested to receive latest payment via EFT as well, make sure to put a self hold to your account before 16th of March. Read this post at AdSense help forums for further details.

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139 Responses to Receive AdSense Payments in India via Wire Transfer to Bank (EFT)

  1. samrat June 6, 2015 at 9:32 pm #

    how make money youtube account videos please help

    how make to paypal account

  2. Sumit Tamrakar June 9, 2015 at 6:54 pm #

    Hi,
    my bank (SBI Hatta(Damoh)) is not supporting Swift Code.
    so can u plz help me .

    • Narender Singh June 10, 2015 at 9:41 am #

      You need to contact the branch only. They might be using the SWIFT of their head branch. Only they can help. Else open an account in a branch/bank which is ready to provide SWIFT.

  3. Manish Kumar June 27, 2015 at 12:38 pm #

    Sir, why not realise payment this month todays 27? when realise money

    • Narender Singh June 28, 2015 at 7:57 pm #

      Is the payment finalized in the last month?

      • Manish Kumar June 29, 2015 at 10:54 am #

        sir, can u speek in hindi?

  4. Manish Kumar June 27, 2015 at 12:40 pm #

    before month money come 23 – 25.when this month money realise

  5. Manish Kumar June 29, 2015 at 10:56 am #

    kya paisa aayega ya / nhi aayega sir

  6. kundan kumar July 2, 2015 at 12:17 am #

    sir

    i am from india, in this month my adsense earning finalize 250$ but not sent payment plze help me

    • Narender Singh July 2, 2015 at 12:21 pm #

      When were the earnings finalized?

  7. Shrikan August 21, 2015 at 10:25 pm #

    Today 21,I get my payment slip by adsense .but fund not transfer in my account.is google take some time to transfer fund?

    • Narender Singh August 21, 2015 at 10:35 pm #

      Yes it takes a few days as it is an International Transfer. Expect them to be in your account by the end of the month at the most.

  8. Shama August 25, 2015 at 3:36 pm #

    google adsense shows my Payment Receipt .but not transfered money in my sbi account yet.why??
    How many days does it takes to transfer money ??

    • Narender Singh August 25, 2015 at 8:13 pm #

      If you entered the correct details, you’ll have them in your account by the end of the month.

      • shama August 26, 2015 at 3:02 pm #

        Thank you …

  9. Maninder August 30, 2015 at 12:03 am #

    Hi Narender, came here looking for the amount of time it takes for the transfer, found the answer in comments. Thanks only helpful article I found on the topic.

    • Narender Singh August 30, 2015 at 9:31 am #

      Glad that it was helpful, buddy. Take care and enjoy!

  10. paresh September 2, 2015 at 9:45 pm #

    Anybody please suggest me which bank give me the high conversion rate and processing charge is less its good if it zero

  11. Goutam kumar September 21, 2015 at 10:37 am #

    I add payment methods but today’s 21st where show pay option to transfer money to bank or what date?????

  12. mayank September 22, 2015 at 10:19 am #

    hiii..google adsense does not send me payment mail yesterday then my payment will come or not

  13. Raj November 30, 2015 at 5:30 pm #

    I got a confirmation mail of payment and also showing date and amount transferred to my account but it is not yet credited to my account, this is my second payment first was successful but this time it is taking too long (More than 9 days), can you tell me why….

    • Narender Singh November 30, 2015 at 6:47 pm #

      9 days is a bit too long. Did you try contacting your bank branch if they are just holding the transaction for certain reason? For international remittances, you are required byt RBI to provide a declaration about the source of funds. So do check with the bank first.

  14. vikash March 30, 2016 at 7:59 am #

    Adsense mail me that they send my payment t 23 march. I am from bihar and i used swift code of kolkata branch. my accoumt is in pnb . When i get my payment plz help

  15. Rhik June 8, 2016 at 8:31 am #

    Hello, I have a query. Does Indian publishers need to fill out the ‘Intermediary bank details’ & ‘For further Credit details’ present in the form?

    • Narender Singh June 8, 2016 at 8:57 am #

      With the 3 banks I tried, it was not needed. So I believe you do not need to enter those details.

  16. bhanu June 14, 2016 at 11:55 am #

    which type of bank account is required saving account or current account.
    i have saving account, can i use my saving account to get the AdSense amount. pls reply

    • Narender Singh June 14, 2016 at 7:45 pm #

      Yes. Savings bank account can be used provided the branch has a SWIFT code for routing international money transfers.

  17. Sachidananda Behera June 19, 2016 at 6:18 pm #

    Sir,
    Where I opened my account that branch has not Swift code. I have used other branch Swift code.
    will be it work ? …….plese reply
    I wait it……

  18. Harpal Singh June 28, 2016 at 2:42 pm #

    Sir i applied for payment for icici bank on 24 june.through adsense…showing message..”Automatic payment: Bank transfer to bank account message in adsense account ……”when i get balance in a/c

    • Narender Singh June 28, 2016 at 4:55 pm #

      It should have been credited by now if you entered correct SWIFT code and account number. Do check your emails for any email sent by Bank’s support to provide purpose code, if nothing is there, please contact your home branch regarding the inward remittance.

  19. Jagadeesh June 29, 2016 at 3:02 pm #

    Is SBI bank is eligible to withdraw money from Adsense

    • Narender Singh June 29, 2016 at 7:44 pm #

      Yes you can use SBI, provided your branch has a SWIFT code of its own or a main branch.

      • Jagadeesh June 30, 2016 at 8:01 am #

        how many days it takes to transfer into my sbi a/c ?

        • Narender Singh June 30, 2016 at 8:08 am #

          2-5 days usually.

      • Jagadeesh June 30, 2016 at 8:38 am #

        i Want to open a SBI A/c. Is Inetrnet kit is necessary for wire transfer

  20. Sudesh July 26, 2016 at 1:39 pm #

    Bro, I got a phone call from ICICI they say savings account can longer be used because adsense is a business and I must open Current account for receiving adsense money. Should I switch to different bank? Or is this new RBI regulation? Please help bro.

  21. raju August 26, 2016 at 1:14 pm #

    today is 26 aug and i have not recive my adsense earning but adsense show your wire transfer is succesful but not in bank account what the problem suggest me

    • Narender Singh August 27, 2016 at 9:13 am #

      Depending on your bank, it can take upto a week for the amount to reflect. You should also contact your bank branch 🙂

  22. JAY September 7, 2016 at 12:09 pm #

    hi sir,
    in my adsense account paypee profile name and bank holder name is not same so what i can do for wire transfer??
    and sir in india how mant days will take to receive PIN ??

  23. JAY September 7, 2016 at 12:12 pm #

    kya mein adsense paypee profile mein add new contact kar ke add kar sakta hoon??

  24. Rajneesh October 5, 2016 at 8:59 pm #

    I have some doubts on adsense payment procedure.
    Is payee name should be same as bank account name??
    In my case Payee name(in adsense) is ‘Rahul Singh’ but bank account name is ‘Rahul Santosh Singh’.
    Should they pay if i only write Rahul Singh?

    • Narender Singh October 5, 2016 at 9:59 pm #

      They will pay you, but the bank may reject the payment due to a name mismatch, depending on the bank employee. A rejection for partially matched names is unusual, but that can still happen. It is best that you alter and enter the correct payee name matching the name reflecting in your bank account.

      • Rajneesh October 6, 2016 at 10:58 am #

        Ok, then i have to write my full name(bussiness name).
        I also have talk with the PO in the bank & he said only first name and last name checked (& Spelling should be correct).

        And thanks for your lightening reply.

  25. monisa November 4, 2016 at 12:59 am #

    is any india bank take any commision cut off of google adsense payment let me know sir and what percentage take or not take
    nd also what about test deposit cut off

    • Narender Singh November 4, 2016 at 9:56 am #

      All banks have their own set of pricing structures. So, the commission amount will vary from bank to bank. Government banks are supposed to charge lesser overall fees as compared to private banks.

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